Banter is not a problem! My OTP is Josh/Donna (West Wing) who are also all about the banter, and have that whole screwball comedy thing going on as well - which is what I also love about Ten and Donna. I don't do lovey-dovey - because it's not in character for the characters I write, even when, as with Josh and Donna they are a couple. If you've spent nine years snarking at each other, it doesn't just stop because you're in a relationship! (I've been with Mr Caz for almost 20 years and we still have the snark-factor!) I do like your idea about the Doctor having the crush - I have something on the go from his PoV that could be seen that way :)
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I don't do lovey-dovey - because it's not in character for the characters I write, even when, as with Josh and Donna they are a couple. If you've spent nine years snarking at each other, it doesn't just stop because you're in a relationship! (I've been with Mr Caz for almost 20 years and we still have the snark-factor!)
I do like your idea about the Doctor having the crush - I have something on the go from his PoV that could be seen that way :)